Cost of living in Cambridge, MA
Cost of living breakdown for Cambridge, MA.
- Overall index
- 160
- Rent
- 185
- Home price
- 195
- Utilities
- 120
Map preview
Cambridge, MA
Latitude: 42.3736
Longitude: -71.1097
Cost breakdown by category
100 represents the estimated US average. Values are illustrative and intended for comparison only.
| Category | Index | Notes |
|---|---|---|
| Overall | 160 | Blended index across major categories |
| Rent | 185 | Typical monthly rent for comparable housing |
| Home price | 195 | Estimated purchase prices |
| Utilities | 120 | Electricity, gas, water, basic internet |
| Groceries | 138 | Everyday food and household items |
| Transportation | 135 | Gas, transit passes, basic car costs |
| Healthcare | 128 | Routine care and insurance estimates |
Budget estimator
Estimate monthly costs in Cambridge, MA using the overall index of 160.
Estimated monthly cost
$6,240
Remaining amount
$760
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Use this as a planning baseline
Local pricing can shift fast. Verify current listings, tax rates, and neighborhood conditions before final decisions.
Frequently asked questions
What does the overall cost-of-living index for Cambridge mean?
An index of 160 means costs in Cambridge are approximately 60% higher than the US average baseline of 100.
How should I use rent and home price indices in Cambridge?
Use these numbers as directional planning inputs, then verify with live listings and local professionals.
Are these numbers a quote or financial advice?
No. These are educational estimates and should be paired with current market research.
Cost planning notes for Cambridge, MA
Cambridge has an estimated overall index of 160, which is 60% above the U.S. baseline. Key category estimates include rent 185, home price 195, utilities 120, groceries 138, transportation 135, and healthcare 128. Use this content as a planning baseline, then verify details locally before final commitments.