Cost of living in San Francisco, CA

Cost of living breakdown for San Francisco, CA.

Overall index
190
Rent
230
Home price
260
Utilities
120

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San Francisco, CA

Latitude: 37.7749

Longitude: -122.4194

Cost breakdown by category

100 represents the estimated US average. Values are illustrative and intended for comparison only.

CategoryIndexNotes
Overall190Blended index across major categories
Rent230Typical monthly rent for comparable housing
Home price260Estimated purchase prices
Utilities120Electricity, gas, water, basic internet
Groceries140Everyday food and household items
Transportation150Gas, transit passes, basic car costs
Healthcare125Routine care and insurance estimates

Budget estimator

Estimate monthly costs in San Francisco, CA using the overall index of 190.

Estimated monthly cost

$7,410

Remaining amount

-$410

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Frequently asked questions

What does the overall cost-of-living index for San Francisco mean?
An index of 190 means costs in San Francisco are approximately 90% higher than the US average baseline of 100.
How should I use rent and home price indices in San Francisco?
Use these numbers as directional planning inputs, then verify with live listings and local professionals.
Are these numbers a quote or financial advice?
No. These are educational estimates and should be paired with current market research.

Cost planning notes for San Francisco, CA

San Francisco has an estimated overall index of 190, which is 90% above the U.S. baseline. Key category estimates include rent 230, home price 260, utilities 120, groceries 140, transportation 150, and healthcare 125. Use this content as a planning baseline, then verify details locally before final commitments.